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    <pubDate>Friday, November 21, 2008</pubDate>
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    <link>http://www.crosswalk.com/finances/</link>
    <title>Crosswalk.com - Finances</title>
    <item>
      <title>Holiday Gifts from Your Kitchen</title>
      <link>http://www.crosswalk.com/finances/11595696/</link>
      <description>We’re in that slow season—the lull before the storm, otherwise known as the holidays! Now is the perfect time to create food gifts from your kitchen—items that you can make now that will hold up perfectly until it’s time to give them as gifts in December...</description>
      <pubDate>Fri, 21 Nov 2008 08:39:00 GMT</pubDate>
      <guid>11595696</guid>
      <author>Mary Hunt</author>
    </item>
    <item>
      <title>Avoiding Double Taxation When Calculating Mutual Fund Gains</title>
      <link>http://www.crosswalk.com/finances/11595710/</link>
      <description>Periodically, mutual funds make payments to shareholders representing their share of the interest, dividend, and capital gain income earned by the fund.  If you're not careful in accounting for these distributions, you could pay more federal and state income taxes than necessary when the fund shares are eventually sold...</description>
      <pubDate>Wed, 19 Nov 2008 09:06:00 GMT</pubDate>
      <guid>11595710</guid>
      <author>Mark Biller</author>
    </item>
    <item>
      <title>A Credit Card Self-Test:  Are You Really In Control?</title>
      <link>http://www.crosswalk.com/finances/11595695/</link>
      <description>There are plenty people who (at least for seasons of their lives) absolutely should not own credit cards...</description>
      <pubDate>Mon, 17 Nov 2008 08:17:00 GMT</pubDate>
      <guid>11595695</guid>
      <author>Steve Diggs</author>
    </item>
    <item>
      <title>To Get Out of Debt, Get Rid of the Excuses</title>
      <link>http://www.crosswalk.com/finances/11594620/</link>
      <description>Stuck with lots of debt and little savings? It's easy to find excuses that let you off the hook to change your situation, but it's only a temporary reprieve. </description>
      <pubDate>Fri, 14 Nov 2008 06:40:00 GMT</pubDate>
      <guid>11594620</guid>
      <author>Mary Hunt</author>
    </item>
    <item>
      <title>Reasons &lt;i&gt;Not&lt;/i&gt; To Budget</title>
      <link>http://www.crosswalk.com/finances/11595653/</link>
      <description>If you've resisted the idea of establishing a personal budget in the past, perhaps you're clinging to one or more of these favorite reasons not to budget...</description>
      <pubDate>Wed, 12 Nov 2008 05:30:00 GMT</pubDate>
      <guid>11595653</guid>
      <author>Matthew Pryor </author>
    </item>
    <item>
      <title>Preparing Our Hearts to be Truly Thankful</title>
      <link>http://www.crosswalk.com/blogs/11596026/</link>
      <description>On “Calling for Truth” today, Jay Younts and I will discuss preparing our hearts to be truly thankful.</description>
      <pubDate>Thu, 20 Nov 2008 08:34:00 GMT</pubDate>
      <guid>11596026</guid>
      <author>Paul Dean</author>
    </item>
    <item>
      <title>Should Christians Speak Up?</title>
      <link>http://www.crosswalk.com/blogs/11596024/</link>
      <description>Nearly all faith issues in the public square are unique so there is no one rule fits all. But I do think that most of these cultural issues fall into one of two categories</description>
      <pubDate>Thu, 20 Nov 2008 08:20:00 GMT</pubDate>
      <guid>11596024</guid>
      <author>David Burchett</author>
    </item>
    <item>
      <title>Survey: Unprotected Sex Common Among Teens</title>
      <link>http://www.crosswalk.com/blogs/11596012/</link>
      <description>On average, girls lose virginity at 15; some are having sex at school, according to the results of a survey of 10,000 teenage girls and young women.</description>
      <pubDate>Thu, 20 Nov 2008 05:34:00 GMT</pubDate>
      <guid>11596012</guid>
      <author>Jim Liebelt</author>
    </item>
    <item>
      <title>Darwin on the Right</title>
      <link>http://www.crosswalk.com/blogs/11596000/</link>
      <description>"Because the theory of evolution provides a scientific foundation for the core values shared by most Christians and conservatives, it should be embraced. The senseless conflict between science and religion must end now, or else, as the Book of Proverbs (11:29) warned: ‘He that troubleth his own house shall inherit the wind.’"</description>
      <pubDate>Thu, 20 Nov 2008 03:40:00 GMT</pubDate>
      <guid>11596000</guid>
      <author>Tim Challies</author>
    </item>
    <item>
      <title>Three Cheers for Father Jay Scott Newman</title>
      <link>http://www.crosswalk.com/blogs/11595998/</link>
      <description>The 21st Century Church must sound the trumpet of Scriptural morality and call God's people to an accountability of knowledge.  We need leaders who are willing to take a stand and passionately, purposefully, and profoundly proclaim the truth at it relates to politics and the public arena.  </description>
      <pubDate>Thu, 20 Nov 2008 03:11:00 GMT</pubDate>
      <guid>11595998</guid>
      <author>Tony Beam</author>
    </item>
    <item>
      <title>Saving for Retirement</title>
      <link>http://www.crosswalk.com/finances/11595714/</link>
      <description>&lt;b&gt;Saving for Retirement&lt;/b&gt; "A traditional IRA is a good way to save for retirement. And, as an extra bonus, for contributing to a traditional IRA (if your income isn't too big) you also get a current year's tax deduction on your contribution." ~ From &lt;i&gt;The Shortest Investment Book Ever&lt;/i&gt; by James O'Donnell</description>
      <pubDate>Thu, 13 Nov 2008 09:27:00 GMT</pubDate>
      <guid>11595714</guid>
      <author />
    </item>
    <item>
      <title>Obtaining Your Credit Information</title>
      <link>http://www.crosswalk.com/finances/11582773/</link>
      <description>&lt;b&gt;Obtaining Your Credit Information&lt;/b&gt; "A few years ago, the federal government passed new legislation that now requires these three companies to give you a free copy of you credit information once a year.  You can go to the various company websites, or to http://www.annualcreditreport.com/ to get your free credit reports. NOTE:  Here’s a strategy:  Consider not requesting all three reports at one time.  Instead, consider requesting one from each of the three companies every three or four mont</description>
      <pubDate>Thu, 23 Oct 2008 06:53:00 GMT</pubDate>
      <guid>11582773</guid>
      <author />
    </item>
    <item>
      <title>What To Do with Too Many Apples</title>
      <link>http://www.crosswalk.com/finances/11582772/</link>
      <description>If you find that you have a few dozen more apples than you know what to do with, these ideas from LivingOnADime.com will help settle your frugal dilemma:

~When you have a partially eaten apple, save the good part and chop into pieces. Place in a microwave safe dish. Blend together 1 tsp. each brown sugar, flour, oatmeal and margarine and a dash of cinnamon. Top the apple with the topping and microwave until tender.

~Core and slice apples very thin. Dehydrate and use in granolas, eat alone </description>
      <pubDate>Thu, 16 Oct 2008 06:49:00 GMT</pubDate>
      <guid>11582772</guid>
      <author />
    </item>
    <item>
      <title>Christmas in October</title>
      <link>http://www.crosswalk.com/finances/11582771/</link>
      <description>&lt;b&gt;Christmas in October.&lt;/b&gt; I start thinking about gift shopping early now ... and aim to end early. I know I cannot wait until December. The overseas gifts alone need to be bought, wrapped, packed, and mailed by mid-November just to make sure they arrive by Christmas. And knowing we'll see families at Thanksgiving whom we may not see at Christmas prompts me to get those presents ready early to save post-office trauma later. So while it may seem strange to start focusing on Christmas when it's </description>
      <pubDate>Thu, 09 Oct 2008 06:39:00 GMT</pubDate>
      <guid>11582771</guid>
      <author />
    </item>
    <item>
      <title>For Richer, For Poorer</title>
      <link>http://www.crosswalk.com/finances/11581729/</link>
      <description>&lt;b&gt;For Richer, For Poorer.&lt;/b&gt; "When it comes to marriage and money we can learn from Paul's advice to the Philippians. No matter what your temperament and spending behavior, in marriage you must work together on a budget, come to an agreement, and commit to a financial plan you can both live with. (You may also have to add an extra dose of patience, forgiveness, and apologies along the way). Stop arguing and find a solution to your financial problems before it's too late." From &lt;i&gt;What's in the</description>
      <pubDate>Fri, 12 Sep 2008 02:46:00 GMT</pubDate>
      <guid>11581729</guid>
      <author />
    </item>
    <item>
      <title>Should You Have a Living Will? A Christian Lawyer's Perspective</title>
      <link>http://www.crosswalk.com/finances/11581681/</link>
      <description>Medical advancements carry a price: families must increasingly face murky ethical questions. Attorney Stephen Bloom explains "living wills" (or "advanced directives") in layman's terms while weighing in on some of the dangers he’s observed with these documents…</description>
      <pubDate>Thu, 20 Nov 2008 08:52:00 GMT</pubDate>
      <guid>11581681</guid>
      <author>Stephen Bloom, Esq.</author>
    </item>
    <item>
      <title>Investment Timing Isn't as Important as You Think</title>
      <link>http://www.crosswalk.com/finances/11582758/</link>
      <description>The long-term stock investor prospers because he owns shares in businesses that participate in the most productive economy in the world. The important thing is not so much when you buy, but that you buy and continue to buy...</description>
      <pubDate>Thu, 13 Nov 2008 04:36:00 GMT</pubDate>
      <guid>11582758</guid>
      <author>Austin Pryor</author>
    </item>
    <item>
      <title>Congress Can't Repeal the Law of Supply and Demand</title>
      <link>http://www.crosswalk.com/finances/11582509/</link>
      <description>Headlines scream with news, but what’s really going on with the credit meltdown? What, if anything, should the government be doing about it? And what about the rest of us? What should we be doing? </description>
      <pubDate>Thu, 06 Nov 2008 05:01:00 GMT</pubDate>
      <guid>11582509</guid>
      <author>Stephen Bloom, Esq.</author>
    </item>
    <item>
      <title>Keeping Our Perspective in a Tough Economy</title>
      <link>http://www.crosswalk.com/finances/11582122/</link>
      <description>I believe there are some practical things you and I can do to insulate us from some of the financial pain of this current financial crisis. When a storm is brewing, it's time to get back to the basics... </description>
      <pubDate>Wed, 29 Oct 2008 02:04:00 GMT</pubDate>
      <guid>11582122</guid>
      <author>Steve Diggs</author>
    </item>
    <item>
      <title>Earn 15% by Taking Advantage of Prepayment Discounts</title>
      <link>http://www.crosswalk.com/finances/11581915/</link>
      <description>Many people make monthly or quarterly payments when they could be earning a discount for paying in full in advance. This could be for anything from insurance premiums to tuition payments...</description>
      <pubDate>Wed, 22 Oct 2008 02:04:00 GMT</pubDate>
      <guid>11581915</guid>
      <author>Michael Cave, CLU, ChFC for Sound Mind Investing</author>
    </item>
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      <title>Years of Plenty, Years of Famine</title>
      <link>http://www.crosswalk.com/finances/11583273/</link>
      <description>Joseph has always been one of my favorite Bible characters. He wisely saved 20% of the harvested grain, and was able to save not only Egypt during famine, but the surrounding nations as well...</description>
      <pubDate>Thu, 20 Nov 2008 04:25:00 GMT</pubDate>
      <guid>11583273</guid>
      <author>Mark Biller</author>
    </item>
    <item>
      <title>Financial Tips for Newlyweds</title>
      <link>http://www.crosswalk.com/finances/11583283/</link>
      <description>Financial adjustments for newlyweds are seldom easy, because both have been accustomed to making money decisions on their own -- and probably feel they're pretty good at it. So here are some suggestions...</description>
      <pubDate>Thu, 13 Nov 2008 06:22:00 GMT</pubDate>
      <guid>11583283</guid>
      <author>Howard Dayton </author>
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    <item>
      <title>The Money Meltdown: A Need for Wisdom, Not Just Knowledge</title>
      <link>http://www.crosswalk.com/finances/11582968/</link>
      <description>There are three lessons that might turn this very difficult, economic experience into a fruitful learning and growing opportunity for God’s kids...</description>
      <pubDate>Thu, 06 Nov 2008 03:30:00 GMT</pubDate>
      <guid>11582968</guid>
      <author>Steve Diggs</author>
    </item>
    <item>
      <title>Breaking the Bank: How Safe Are Your Savings?</title>
      <link>http://www.crosswalk.com/finances/11582649/</link>
      <description>Given the current struggles in the banking industry, it's worth adding up how much you actually do have in any single bank, and, if necessary, taking steps to protect it...</description>
      <pubDate>Tue, 21 Oct 2008 02:55:00 GMT</pubDate>
      <guid>11582649</guid>
      <author>Austin Pryor</author>
    </item>
    <item>
      <title>A Different Perspective On College Kids and Credit Cards</title>
      <link>http://www.crosswalk.com/finances/11581663/</link>
      <description>I am not totally opposed to college kids having credit cards. Following is a five step to-do list parents might find helpful in making that decision...</description>
      <pubDate>Wed, 15 Oct 2008 02:46:00 GMT</pubDate>
      <guid>11581663</guid>
      <author>Steve Diggs</author>
    </item>
    <item>
      <title>The Right (Best, Easiest) Way to Pay Off Your Mortgage</title>
      <link>http://www.crosswalk.com/finances/11582756/</link>
      <description>I get the same basic question a lot, and it comes in several versions: &lt;i&gt;What’s the best way to pay off my mortgage quickly?&lt;/i&gt;</description>
      <pubDate>Thu, 20 Nov 2008 08:04:00 GMT</pubDate>
      <guid>11582756</guid>
      <author>Mary Hunt</author>
    </item>
    <item>
      <title>Preventative Care Begins with You</title>
      <link>http://www.crosswalk.com/finances/11582514/</link>
      <description>I know when I see a bill from my doctor, I'm sure glad I have health insurance. But insurance isn't enough. I firmly believe that if health care costs are ever going to stabilize, it's up to me to do my part to stay healthy...</description>
      <pubDate>Thu, 13 Nov 2008 07:28:00 GMT</pubDate>
      <guid>11582514</guid>
      <author>Tamara Quintana</author>
    </item>
    <item>
      <title>Are We Promised Prosperity?</title>
      <link>http://www.crosswalk.com/finances/11582603/</link>
      <description>I must wonder how many other Christians -- far removed theologically from Charismatic prosperity theology -- might have bought into a very different prosperity theology. Do we now think that prosperity is our right?  </description>
      <pubDate>Thu, 06 Nov 2008 08:12:00 GMT</pubDate>
      <guid>11582603</guid>
      <author>Albert Mohler</author>
    </item>
    <item>
      <title>The Money Meltdown: A Need for Wisdom, Not Just Knowledge</title>
      <link>http://www.crosswalk.com/finances/11582968/</link>
      <description>There are three lessons that might turn this very difficult, economic experience into a fruitful learning and growing opportunity for God’s kids...</description>
      <pubDate>Thu, 23 Oct 2008 07:30:00 GMT</pubDate>
      <guid>11582968</guid>
      <author>Steve Diggs</author>
    </item>
    <item>
      <title>How Should We Manage Our Debts?</title>
      <link>http://www.crosswalk.com/finances/11582222/</link>
      <description>In the business world in general and on Wall Street in particular, debt is part of managing money. What is the Christian’s attitude toward debt? And should we be generous in helping people mired in debt?</description>
      <pubDate>Thu, 16 Oct 2008 07:01:00 GMT</pubDate>
      <guid>11582222</guid>
      <author>David Cowan</author>
    </item>
    <item>
      <title>Discuss Links for Finances</title>
      <link>http://www.crosswalk.com/finances/11522512/</link>
      <description>Discuss Links for Finances</description>
      <pubDate>Fri, 15 Dec 2006 05:00:00 GMT</pubDate>
      <guid>11522512</guid>
      <author>Faith Community Network Forums</author>
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